Old Missouri Bank - Springfield, Missouri

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Business Checking Account

No minimum balance required
Monthly activity based service charge offset by earnings credit based on the average 91 day T-bill rate.
No transaction restrictions
$500 minimum to open

Business Interest Checking (for sole proprietorships and non-profit organizations)

Competitive rate of interest paid each month
No minimum balance required
Monthly activity based service charge offset by earnings credit based on the average 91 day T-bill rate
$500 minimum to open

Business Money Market Checking

Tiered rates of interest paid each month on the daily balance (Rate may vary at the discretionof the bank)
$1,000 (minimum) daily balance required to avoid $10 monthly service charge
$1,000 minimum to open
6 free debits/withdrawals each statement cycle*

*Checks, withdrawals or transfers from the account are limited by regulation to 6 per statement cycle with no more than three by check, draft or similar order to third parties. A transaction fee of $1 charged for any debit transaction in excess of 6 during the statement cycle.

Business Savings

Competitive interest rate paid quarterly (Rate may vary at the discretion of the bank)
$1.50 quarterly service charge waived if a balance of $100 is maintained for the quarter
9 free debits/withdrawals per quarter*
$100 minimum to open

*Withdrawals or transfers from a Savings Account are limited by regulation to 6 per month with no transfers by check, draft, debit card or similar order to third parties. A transaction fee of $1 is charged for each debit transaction in excess of 9 during the statement cycle.

(417) 869-9000

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.