Personal Products > Checking Accounts

FREE Checking

• FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹ (Fees for other services may apply)
• No monthly service charge and no transaction limitations
• $100 minimum to open, and no minimum balance required
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

• FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
• $100 minimum to open, and a $250 minimum daily balance required to avoid $5 monthly service charge²
• Images of checks may be mailed with monthly statement
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

• Competitive rate of interest paid each month (rate may vary at the discretion of the bank)
• FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
• $100 minimum to open, and $1,000 minimum daily balance required to avoid an $8 monthly service charge²
• Images of checks may be mailed with monthly statement
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

• Competitive rate of interest paid each month (rate may vary at the discretion of the bank)
• FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
• $500 to open, and $1,000 combined checking and money market minimum daily balance required to avoid a $10 monthly service charge
• Images of checks may be mailed with monthly statement
• Unlimited transactions
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

• Competitive rate of interest paid each month (rate may vary at the discretion of the bank)
• FREE: Debit/ATM card, checking and money market checks, BankWise™ online banking and WisePay™ bill pay¹
• Offers preferred rates on CDs and IRAs, free checks, and membership in the Premier Senior Club
• $500 minimum to open, and $2,000 combined Relationship Interest Checking and money market minimum daily balance required to receive extra rewards
• Images of checks may be mailed with monthly statement
• Unlimited transactions
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

• Tiered rates of interest paid each month on the daily balance (rate may vary at the discretion of the bank)
• $1,000 minimum to open, and $1,000 (minimum) daily balance required to avoid $10 monthly service charge
• Six free debits/withdrawals each statement cycle³
• Free BankWise™ online banking
• Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs (other banks' fees may apply)

1. WisePay™ bill pay service is free with at least one transaction every two months and users receive 25 free transactions per month. With BankWise™ online banking, a 25¢ fee per image applies if you access more than 2 images per month. Please see the BankwiseOnline/WisePay™ page for additional information.
2. Regular Checking and Interest Checking both include 40 free paid checks/debits each statement cycle – $ .15 for each additional check or debit paid in the statement cycle. Please refer to specific disclosures at the time of account opening.
3. Checks, withdrawals or transfers from an insured money market account are limited by regulation to six per statement cycle. A transaction fee of $1 is charged for any debit transaction in excess of six during the statement cycle.
4. For specific account disclosures please refer to the applicable disclosure statement ("Deposit Agreement and Disclosure"), which was given to you at account opening.